
Truck accidents can be devastating, resulting in widespread damage. As personal injury lawyers in Georgia, we know the law surrounding these events can be complex, making financial, physical, and emotional recovery for those affected even more overwhelming.
This blog will help you understand the nature of truck accidents, what distinguishes them from regular road accidents, what you can do if you’re in an accident involving a truck, and the legal route for compensation.
Common Injuries from Truck Accidents
Georgia is the fourth-highest state for fatal car accidents, and the number of injuries involving trucks in 2024 was 3,259. Truck accidents are extremely dangerous because of the size and weight of the vehicles involved, particularly at higher speeds.
Here are some of the standard injuries caused by truck accidents — and their long-term effects:
Injuries
Common Injuries | Description |
---|---|
Traumatic Brain Injuries (TBI) | Head injuries range from concussions to severe brain trauma, causing cognitive and physical impairments. |
Spinal Cord Injuries | Damage to the spinal cord may result in partial or complete paralysis, often requiring lifelong care. |
Broken Bones | Fractures in limbs, ribs, or the pelvis due to high-impact forces often need surgeries for recovery. |
Internal Injuries | Damage to vital organs or internal bleeding, which may not be immediately apparent after the accident. |
Burns | Severe burns from fires or explosions, especially if the truck carries flammable cargo, require reconstructive surgery. |
Long-Term Effects
Long-Term Effects | Description |
---|---|
Chronic Pain | Persistent pain from injuries like back or neck damage requires ongoing treatment or pain management. |
Emotional Trauma | PTSD, anxiety, or depression due to the accident, with symptoms like flashbacks and driving avoidance. |
Physical Disabilities | Permanent impairments such as paralysis or amputations that require assistive devices or major adjustments. |
Loss of Income and Financial Burden | Inability to work due to disabilities, resulting in lost wages and significant medical expenses. |
Reduced Quality of Life | Challenges resuming normal activities, relationships, and overall lifestyle due to physical and emotional trauma. |
Why Truck Accidents Are More Severe
Not only does the increased size and weight of trucks make accidents involving them more severe, but there are extra driving challenges — for both the truck driver and other road users — that raise the risk of crashes and the potential for multi-vehicle pile-ups. Here are some things to remember regarding trucks on the road.

Longer Stopping Distances
Due to their heavy weight and momentum, trucks require significantly more time and distance to come to a stop than cars, making it harder for truck drivers to avoid sudden obstacles or react quickly in emergencies.
Larger Blind Spots
Trucks have expansive blind spots on all sides, known as “no-zones.” Cars traveling within these areas are invisible to the truck driver, increasing the likelihood of a collision if the truck changes lanes or turns.
Risk of Jackknifing
Jackknifing occurs when a truck’s trailer swings out of alignment with the cab, often caused by sudden braking or slippery road conditions. This can lead to multi-vehicle accidents and create hazardous situations for surrounding drivers.
Cargo Hazards
Many trucks carry heavy, oversized, or hazardous cargo. Improperly loaded or unsecured cargo can shift during transit, causing the truck to lose balance or spill materials onto the road, endangering other drivers.
Driver Fatigue
Truck drivers often work long hours to meet tight deadlines, leading to fatigue and slower reaction times. Fatigue is a major contributing factor in many truck accidents and can severely impact a driver’s ability to operate their vehicle safely.
Georgia Trucking Regulations
Georgia has specific laws to ensure the safe operation of commercial trucks on its roadways. These regulations address truck maintenance, driver qualifications, and safety protocols to minimize accidents and protect public safety.
Truck Maintenance
Trucks operating in Georgia must undergo regular maintenance and inspections to meet state and federal safety standards. These include ensuring brakes, tires, lighting, and steering systems are in proper working condition. Failure to maintain a truck can lead to severe penalties and liability in case of an accident.
Driver Qualifications
All truck drivers in Georgia must hold a valid Commercial Driver’s License (CDL) obtained after meeting age, training, and knowledge requirements. Drivers must also pass a medical examination to prove they are fit to operate a commercial vehicle. Additionally, endorsements may be required for certain types of cargo, such as hazardous materials.
Hours of Service (HOS)
Georgia enforces Federal Motor Carrier Safety Administration (FMCSA) Hours of Service regulations to reduce driver fatigue. These rules limit the number of hours a truck driver can operate their vehicle within a day or week. Drivers must also keep accurate logs to ensure compliance.
Weight and Size Limits
Georgia imposes specific weight and size restrictions on commercial trucks to protect road infrastructure and ensure safety. Overloading or exceeding these limits can result in fines and increased risks of accidents. Permits are required for oversized or overweight loads.
Safety Protocols
Commercial trucking companies must establish and follow strict safety protocols, including proper loading techniques, adherence to speed limits, and ensuring drivers are adequately trained in defensive driving. Companies are also responsible for monitoring compliance and addressing violations promptly.
While regulations play a vital role in maintaining road safety and reducing the risks associated with large commercial trucks, liability becomes more complicated to prove. A trustworthy Georgia truck accident lawyer is paramount if you are involved in an accident.

Determining Fault in a Georgia Truck Accident
Liability in truck accidents is often more complex than in typical car accidents due to the involvement of multiple parties, safety measures, and legal considerations. In Georgia, determining fault requires a thorough investigation into the circumstances of the accident and the application of state laws.
Georgia’s Comparative Fault Rule
Under O.C.G.A. § 51-12-33, Georgia follows a modified comparative fault system. This means:
- Victims can still recover compensation if they are less than 50% at fault for the accident.
- Your compensation is lowered according to your level of fault, and if you are found to be more than 50% at fault, you can’t claim compensation.
Filing a Claim and Required Evidence
You can file a claim against various parties other than the truck driver after a truck accident — including the truck driver’s trucking and insurance company:
The Truck Driver
If the driver was negligent or reckless because of speeding, distracted driving, or driving while fatigued, they can be personally liable.
The Insurance Company
Truck drivers and companies must have commercial insurance. Claims can be filed against the insurer, but coverage limits and policy exclusions may affect the outcome.
The Trucking Company
Under vicarious liability, employers can be held responsible for their drivers’ actions. Claims may arise from poor hiring, training, or maintenance practices.
Other Potential Defendants:
- Cargo Loaders: If improper loading causes truck instability.
- Manufacturers: If defective truck parts contributed to the crash.
A good personal injury lawyer can speak to manufacturers, law enforcement, and other relevant parties to establish liability and organize and build a case —and the following evidence may be critical to them:
- Accident reports: Official documentation from law enforcement.
- Electronic logging device (ELD) data: Used to track driver hours and compliance with HOS regulations.
- Surveillance footage: Capturing the accident or events leading up to it.
- Maintenance records: Showing whether the truck was serviced properly.
- Witness statements: Testimonies from other drivers or bystanders
How to Calculate Compensation for a Truck Accident
Compensation for truck accidents in Georgia has the potential to be extremely high — especially if compensating for wrongful death or permanent disabilities. In the summer of 2024, a $10 million suit was taken to Georgia federal court after a driver was injured when a semi-trailer truck hit his pickup. In this case, the amount of life-altering injuries, including permanent disability, made this a major lawsuit against the amusement park company the truck driver was working for.
As we’ve discussed, the amount of compensation will depend on many factors, including the amount of damage and the ratio of fault on both parties. It is also calculated by considering the tangible and intangible damages such as:
- Medical Bills: Coverage for hospital stays, surgeries, therapies, and long-term care.
- Lost Wages: Compensation for income lost due to the accident and recovery time.
- Pain and Suffering: Payment for physical and emotional distress.
- Permanent Disability: If the accident results in long-term or permanent disabilities.
- Property Damage: Costs for repairing or replacing your vehicle.
- Loss of Enjoyment: If the accident reduces your quality of life.
Many cases end in an out-of-court settlement, but they can go to court if necessary. In either case, having a skilled personal injury lawyer on your side will be highly beneficial.
Why a Personal Injury Lawyer Is Vital in a Truck Accident
Navigating the legal aftermath of a truck accident can feel overwhelming, but having an experienced Georgia truck accident lawyer on your side can make all the difference. Here’s why:
- Trucking Law Expertise: Personal injury lawyers specialize in understanding the complexities of trucking regulations, ensuring all avenues of liability are explored.
- Proving Liability: Determining fault in a truck accident often requires assembling evidence like ELD data, maintenance records, and witness statements—tasks a lawyer is well-equipped to handle.
- Dealing with Insurance Companies: Insurers often try to minimize payouts. A skilled lawyer knows how to counter their tactics and secure fair compensation.
- Maximising Compensation: Lawyers understand the full scope of damages you may be entitled to, including medical expenses, lost wages, and pain and suffering.
Statute of Limitations in Georgia Truck Accident Cases
Under Georgia law, truck accident claims must generally be filed within two years of the accident date. Filing outside this timeframe can result in your case being dismissed, no matter how strong your claim is. However, exceptions may apply:
- Government Involvement: If the truck involved was owned by a government entity, shorter deadlines might apply.
- Delayed Injury Discovery: In cases where injuries weren’t immediately apparent, the clock may start when the harm is identified.
- Minors and Incapacitated Individuals: Special rules can extend deadlines for those under 18 or legally incapacitated at the time of the accident.
It’s crucial to act quickly and consult with a lawyer who understands Georgia’s statutes to avoid losing your right to compensation.
FAQs About Georgia Truck Accident Laws
How long do I have to file a claim after a truck accident in Georgia?
You typically have two years to file a personal injury claim, but exceptions may apply, so consult a lawyer promptly.
What are the minimum insurance requirements for commercial trucks in Georgia?
Commercial trucks must carry minimum liability insurance, often exceeding $750,000 for general freight and $1,000,000 for hazardous materials.
What happens if the truck driver’s insurance doesn’t cover my damages?
If the truck driver’s coverage is insufficient, you may be able to pursue compensation from the trucking company, cargo loaders, or other liable parties.
Can I still claim compensation if I’m partially at fault for the accident?
Yes, Georgia follows a modified comparative fault rule. You can recover compensation if you’re less than 50% at fault, but your fault percentage will reduce your award.